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No Credit Check Financing
90 Days SAC or 12 Month Lease/Purchase

You are Pre-Approved if:

                              1) You have had the same job for at least 6 months
                              2) You have an active checking account with
                                   no NSF Fee's within the last 30 days
                             

Click Here To Apply

You are financed based on the amount of your income.  Read below to determine how much you will be approved.

 

Pre-Approval Matrix

 

Monthly Income Qualified Amount 12 Month
$1,000 $300 $45
$1,250 $400 $60
$1,400 $500 $75
$1,700 $600 $90
$2,000 $700 $105
$2,500 $800 $120
$3,000 $900 $135
$3,500 $1,000 $150
$4,000 $1,200 $180
$5,000 $1,500 $225
$6,500 $2,000 $300
*Qualified amounts are set according to bank activity and are not guaranteed.

 

Program Notes

 

Minimum amount financed $300
Maximum amount financed $2,000
Progressive will cover up to 10% more than the approval amount for taxes and delivery ONLY

 

Example: If a customer is approved for a $1,000 retail item

 

Retail Price $1,000
Sales Tax (7%) $70
Delivery $30
Total Financed $1,100
Lease Term 12 Months
Monthly Payment $165

 

Payment Details

 

All payments are to be made via direct withdrawl from your checking account. For the 90 Day Same as Cash option mandatory payments of 15% of the total purchase price is withdrawn after 30 days and 60 Days of the purchase and the balance is paid in full just prior to 90 Days. For the 12 month Lease/ Purchase option there are 15% payments due every 30 days for the full 12 months. After 6 months you can pay off the balance saving you a payment and a half from the total leased amount. Call Sweet Dreams at 1-866-799-0048 for any questions.

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